Negotiating Personal Debt

Chicago Credit Card Debt Relief Lawyers

Excessive credit card debt and an adjustable rate mortgage that becomes impossible to pay off does not always have to result in bankruptcy. At Madison Group, LLP in Chicago, Illinois, we look for options that will not harm or destroy your credit rating.

Not Passing Judgment

Our job at Madison Group, LLP is not to judge you or provide a lecture on responsible financial management. Many of our clients were drawn in by attractive opening interest rates or had financial issues that required them to take on high-interest credit card debt. Others were persuaded by a mortgage-lending representative who sold them a loan they could not possibly afford. Whatever your situation, we can help

Stop the Stress of Creditor Harassment

The changes in U.S. bankruptcy laws have left many people with few choices when it comes to credit card debt relief. Continuing non-payment only makes matters worse as creditors and collection companies are constantly calling you and sending you letters. They demand payment whether you have the funds or not. The stress can become unbearable and permeates every aspect of your professional and personal life.

Mortgage and Credit Card Debt Relief

We will contact your credit card company with the goal of negotiating some type of debt settlement agreement or payment plan. There may be an option of unsecured debt consolidation. Many times, our attorneys have succeeded in obtaining a release of the debt. Creditors will secure a judgment or file a lawsuit and part of the negotiation may involve vacating that judgment, dropping their legal claim, or stopping foreclosure proceedings altogether.

Let the attorneys at Madison Group, LLP help alleviate both your mortgage and credit card debt burden and the stress that it brings. For more information, or to schedule an appointment, please contact us.